Who We Are


The RICAP Advantage

 
Most stock brokers or financial planners claim individualized personal service. At the end of the day, the client is left with commission based proprietary advice. At RICAP, we are proud to offer our clients’ fee-only services as either primary advisor or third-party private consultant, whatever serves our clients best. This gives our clients the strength they need to make the best possible decisions for their financial foundation.
 
 
Timothy Riley, Founder & Managing Principal
 
Timothy started in the financial services industry in 1990. Having worked for many of the major firms such as Lehman Brothers, Prudential Securities, Morgan Stanley and LPL Financial Services, Timothy Riley has the experience needed to offer true independent private client financial consulting. Timothy attended the University of California at San Diego with a major in Biochemistry and Cell Biology. He is tirelessly dedicated to his core values which are integrity, loyalty and results. He believes these core values are the cornerstone in helping high net worth clients and businesses structure their financial goals. Timothy is originally from Houston, Texas and made San Diego his home in 1992. He and his wife are the proud parents of two sons. Timothy enjoys long distance running, world history and science-fiction. But most of all, Timothy enjoys spending time with his family.
            

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